Wealth Tools / Debt Repayment
Advanced Credit Card Payoff Calculator
Build a payoff plan across multiple credit cards. Compare minimum payments with a focused strategy and see the debt-free date, interest cost and monthly schedule.
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Enter your card balances
Use statement balances, current APRs and required minimum payments.
Advanced payment rulesMinimum-payment floor and schedule detail+
How the payoff strategies differ
The avalanche method sends extra money to the highest APR first, which usually reduces interest. The snowball method targets the smallest balance first, which can create earlier account wins. Both keep required payments active on every other card.
